Being involved in a road collision can do untold damage to your body and mind. Even in very minor accidents, you may need medical attention. In serious cases, this damage can be severe or permanent. This can lead to lengthy hospital stays, loss of earnings and a complete change of lifestyle. Even if it was only a small accident, the psychological damage can be deep. You can suffer for years after the accident.
If you have racked up huge medical bills or lost earnings, you are entitled to compensation. If you believe this was the fault of another driver or some third party, you can claim against them. In many simple cases, this can be dealt with by your insurers. However, you won’t always receive a satisfactory compensation offer. If that’s the case, you may want to consider hiring a personal injury lawyer.
Insurance won’t pay out
It’s in the interest of the insurance company to pay out as little as possible. In some cases they may just throw the case out. To ensure this doesn’t happen, be vigilant at the scene of the crash. Take down every possible detail and take photographs. Make sure you have significant evidence.
In the first instance, insurers may be quick to offer you a settlement. This is to encourage you take it and save the time and money of going to court. Assess whether you feel that this is adequate. Does it cover the medical costs and your loss of earnings? In some cases it’s better to take the money even if it is low. The cost and hassle of the legal process can be overwhelming. Sometimes, it’s easy to just move on.
However, occasionally just the threat of legal action is enough to get a larger payout. If you think you are owed any money, it’s probably best to speak to a professional. The insurance process is a minefield. At the very least, they can help you navigate it.
Severe or permanent injury
If you have experienced severe or permanent injury, you need to speak to an attorney. This could be physical or mental damage. When there is significant injury, there is no doubt about it. With severe and permanent damage, you will be subject to huge costs and loss of earnings. Not to mention the cost of recovery time and any ongoing treatments.
There will also be adaptations to your home or the costs of care work to consider. Only a personal injury lawyer can help calculate these costs. When permanent injuries are involved, the legal process is more complex than you could imagine. A lawyer will navigate through the process. More than that, they will help win the costs that you deserve. When you’ve had an accident, the last thing you want to worry about it money. You need to know that the costs are being taken care of.
You don’t have to settle for the first offer you get from an insurance company. If you’re not happy, speak to a lawyer. They’ll help you through the complex process and get you the money you deserve. With the number of no-win, no-fee lawyers out there, it can’t hurt to ask.